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What is the SHOP Marketplace?
The Small Business Health Options Program (SHOP) Marketplace helps businesses provide health coverage to their employees.For 2014, the SHOP Marketplace is open to employers with 50 or fewer full-time-equivalent employees (FTEs). If you have fewer than 25 employees, you may qualify for tax credits if you buy insurance through SHOP. Learn more about more about SHOP eligibility rules.If you're self-employed with no employees, you can get coverage through the individual market Health Insurance Marketplace, but not through SHOP.




Small Group ​Health Insurance 

Benefits of the SHOP Marketplace

  • You control the coverage you offer and how much you pay toward employee premiums.
  • You can choose from 4 levels of coverage to find a plan that meets the needs of your business and employees.
  • You can start coverage any time. Enroll by the 15th of the month and coverage can begin on the 1st of the following month. Learn more about buying coverage outside of Open Enrollment through the SHOP Marketplace.
  • If you buy SHOP coverage and have fewer than 25 employees, you may qualify for a small business health care tax credit worth up to 50% of your premium costs. You can still deduct from your taxes the rest of your premium costs not covered by the tax credit. Beginning in 2014 the tax credit is available only for plans purchased through SHOP.
  • Major Medical
  • Dental
  • Vision
  • Life
  • Short Term Disability
  • ​Long Term Disability